In India’s financial sector, debt recovery and disputes involving non-performing assets (NPAs) are some of the most pressing challenges. To address these issues, the legal system provides specialized forums such as the Debt Recovery Tribunal (DRT) and legislation like the SARFAESI Act, 2002. One of the professionals recognized for his expertise in these areas is Ajay Gautam Advocate, based in Jabalpur, Madhya Pradesh. With years of practice and a reputation for effective advocacy, he provides representation and advisory services across the country.
Professional Background
Ajay Gautam has dedicated more than a decade to practicing in the field of banking and finance law. His work involves representing banks, financial institutions, corporate entities, and borrowers in disputes concerning loan defaults, enforcement of security interests, and compliance with regulatory frameworks. His balanced approach allows him to effectively handle cases for both creditors and borrowers.
Debt Recovery Tribunal Practice
The Debt Recovery Tribunals were established under the Recovery of Debts and Bankruptcy Act, 1993 to expedite cases involving debts owed to banks and financial institutions. Ajay Gautam Advocate offers full legal support in these matters, including:
Filing and defending original applications.
Representing clients in appeals before the Debt Recovery Appellate Tribunal (DRAT).
Drafting petitions, replies, and appeals.
Advising on strategies for enforcement or defense.
His detailed preparation and command over DRT procedures help his clients secure favorable results.
SARFAESI Act Expertise
The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 empowers creditors to recover secured loans without initial court intervention. Ajay Gautam’s expertise in SARFAESI cases includes:
Advising on and responding to notices under Section 13(2).
Representation in possession actions under Section 13(4).
Defending borrowers by filing applications under Section 17 before DRT.
Supporting creditors in managing auctions and enforcement of security.
This specialization makes him a go-to advocate for cases involving the SARFAESI framework.
Nationwide and Online Banking and Finance Lawyer in India Legal Services
While his practice is headquartered in Jabalpur, Ajay Gautam serves clients across India. His pan-India practice ensures representation before tribunals in different states. He also provides online legal consultations, offering quick and professional advice to clients regardless of their location. His virtual services are particularly useful for time-sensitive matters such as recovery notices and compliance issues.
Key Banking and Finance Lawyer Areas of Service
Debt Recovery Tribunal litigation.
Appeals before the DRAT.
SARFAESI Act enforcement and defense.
NPA management and settlement negotiations.
Advisory on RBI regulations and banking compliance.
Approach to Advocacy
Ajay Gautam is recognized for his client-focused and ethical practice. He ensures that clients fully understand their legal rights and obligations before proceeding. By Banking and Finance Lawyer focusing on transparency and communication, he provides legal strategies that are practical, cost-effective, and results-driven.
Why He is Recognized
Specialized expertise in DRT and SARFAESI matters.
Over ten years of legal Banking and Finance Lawyer in India practice.
Experience in representing both borrowers and creditors.
Nationwide services supported by online consultations.
Consistent record of favorable outcomes.
Conclusion
Debt recovery and banking disputes demand the guidance of professionals who understand the complexities of financial law. Ajay Gautam Advocate has established himself as a leading authority in this area, offering click here representation in DRT and SARFAESI cases and advisory services across India. His experience, ethical approach, and commitment to client satisfaction make him a trusted legal advisor for individuals, businesses, and financial institutions alike